Harrison Lazarus Advisors, Inc.
BNI Business Connections: Education Czar Core Member since 04/08
T : 415-830-5244
E : harrison@harrisonlazarus.com
W : www.harrisonlazarus.com
HARRISON LAZARUS, JR. CPA
Harrison Lazarus possesses a sound and comprehensive knowledge of strategic financial and tax planning. For 16 years, he has identified advantageous financial and tax positions for individuals and leading private and public corporations.
Before founding Harrison Lazarus Advisors, he held senior management positions at Blue Shield of California and was a senior tax associate at Coopers & Lybrand. He served on the Board of Directors of the Family Caregiver Alliance. Mr. Lazarus has presented our Top 10 Financial® Investment Plan for the benefit of AIG, Bank of the West, Charles Schwab, National Association of Manufacturers, Union Bank of California, and Washington Mutual employees.
Harrison Lazarus holds a Masters in Taxation degree from Golden Gate
University and Bachelors in Business Administration degree from the
University of Michigan. Mr. Lazarus completed Series 65 and is a State of
California Registered Investment Adviser.
Top 10 Financial®
YOUR COMPREHENSIVE INVESTMENT PLAN
As a boutique financial advisory firm, Harrison Lazarus Advisors provides you with a personalized plan, unparalleled customer service, minus the overhead costs and commissions that many advisors will pass on to their clients. Our individualized financial planning process maximizes all aspects of your economic health by integrating investment, real estate, tax, insurance, and estate advice with our Top 10 Financial® , a successful and thorough 10-point program:
1. Financial Assessment We will determine your net worth and calculate annual cash flow by assessing assets, liabilities, income and expenses. This is the critical first step to building a financial plan. The initial assessment incorporating asset
allocation, investment horizon, diversification, risk tolerance, and money saving ideas will be provided, to jumpstart you to a healthier financial future.
2. Income Tax Review You will benefit from our CPA expertise that has saved individuals and entities millions of dollars. Our evaluation of tax returns will translate into a strategic plan to maximize your income tax savings.
3. Tax Deferred Savings We will evaluate your IRA, 401(k), 403(b), SEP, 529, pension or similar investments to ensure the amounts invested are earning you top dollar. It may surprise you how quickly your assets will grow as we make your savings a priority.
4. Debt Leverage We will analyze your credit cards, loans, and credit reports to determine if debt is leveraging assets to your advantage. Managing and maintaining your credit rating regularly is critical. When you require credit, you want the best chance of getting what you need, at the least expense.
5. Dealing with Inevitables We will review and make recommendations on coordinating powers of attorney, wills, and medical directives to ensure that in case of the unexpected, your personal assets will be safeguarded, and if necessary, transferred to the beneficiaries of your choice.
6. Emergency Safekeeping We assist with the planning, preparation, and protection of emergency documentation, (e.g., copies of real estate title, birth certificate, passport, etc.), as well as up-to-date records of beneficiaries.
7. Property and Casualty Insurance We will analyze your property and casualty coverage, and verify that your policies are keeping pace with the growing value of your assets.
8. Health and Life Coverage We will assess your health and life insurance. The principal reason to own life insurance is for the protection provided by death benefits. Life insurance can replace the lost income of the deceased and pay for future financial needs, such as a mortgage or tuition expenses.
9. Retirement Planning We will assist you in preparing strategies to accomplish your desired results. This includes calculating the coordination and appropriate asset allocation for company defined contribution pension plans, social security, and self-directed investments, such as 401(k)s and IRAs, to their fullest potential.
10. Charitable Benefits We will guide you in the process to minimize or avoid estate taxes, and to carry out asset transfers to family members and charitable organizations. Charitable giving can provide tax savings, and would therefore translate into a tangible asset.
Stock 30 second presentation
As a trusted financial advisory firm, Harrison Lazarus Advisors provides you with a personalized plan and unparalleled customer service.
Our individualized financial planning process maximizes all aspects of your economic health by integrating investment, real estate, tax, insurance, and estate advice, with our successful , thorough 10-point program: Top 10 Financial®.
We work best with financial delegators, who appreciate, understand, and are willing to follow the advice of an expert. Harrison Lazarus, your trusted financial advisors.